Qualifying for Benefits
Generally, one will need to demonstrate the loss of two or more Activities of Daily Living (ADL's) or suffer from severe cognitive impairment. ADL's typically include:
How we can Help
Long-term care policies can be complicated, and are generally more expensive than life and disability insurance.
Vetting the contract language and shopping the marketplace to find the most competitive rates are paramount in the long-term care environment.
There are several factors to consider when reviewing LTC insurance, and considerations to be aware of when applying for coverage.
Let us guide you through the application process, and know that we'll be there to help should you ever be unfortunate enough to need the coverage.