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FAQ

Quick answers to some common questions we receive
Below are some common questions we receive about our company, our partners, and our product lineup.

About the Company

Why should I work with you vs. other benefit brokers?

Like our tag line states, 'the difference is in the details.'  

Our vetting process focuses on two key components - our due diligence process and contract analysis.  Our due diligence process involves carefully selecting which benefit providers we work with according to stringent criteria.  When analyzing contract language, we scrutinize our providers' offerings to ensure that we find the strongest language that favors your employees.  Once contracts are vetted we make sure the rates are competitive and in line with your budget. 

Our service model focuses on regularly helping you with the administration and communication of your plan.  We hold employee communication meetings annually.  Additionally, we help you design and implement your benefit program, and benchmark it regularly against other product offerings.

Lastly - We're local.  We live and work in the communities you do.  

About our Partners

How do you choose the carriers you work with?

Our choice in partners comes down to several factors, the largest being the quality of our client's experience with the various carriers we've worked with in the past.  Over the years we have carefully crafted a short-list of the providers who consistently provide the best service, resources, and claims experience.  

At times we will look at some other carriers who may be newer to certain product lines, but the history, ratings, and quality of the carriers  we work with are the most important factors in our decision to work with them.  


Who are the preferred providers you work with?


Please refer to our Partners section to learn more about the carriers we work with.

About Group Benefits

Why should I implement a benefits plan and what benefits make the most sense for my company and employees?


The best way to determine what makes the most sense for your business is to go through our complimentary consultation.  There are various benefits to the employer and employees when implementing new benefit plans.  Besides enhancing your ability to attract and retain top talent, and to remain competitive in comparison to your competitors, there are certain tax advantages to consider when designing your benefit plan.

We can thoroughly explain the pros and cons of various plan designs to you. 

You may also want to check out our education and resources section.


I know which benefits I'd like to provide.  How long does it take to implement a new benefits plan?

The short answer is 'it depends.'  From the initial stages of gathering census data and learning what your goals and objectives are for the benefit program, to implementation and employee communication meetings, the process normally takes two to four months.

The best way to get a clear time frame is to contact us for a complimentary consultation.  


Can you take a look at my existing benefits, and evaluate how competitive and appropriate they are?

We can - and we encourage you to evaluate your benefits lineup every other year if not annually.  The marketplace changes regularly, and in some instances you may find higher quality or more efficiently priced coverage.  You will also gain a partner to help you review your coverage and communicate your benefit plans to your employees.

Additionally, we can help you determine how competitive your current benefit plans are compared to those of other companies in your industry.

To benchmark your current plan, please contact us for a complimentary consultation.

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  • Home
  • Our Services
  • Who We Are
    • Our Team
    • References
  • Education and Resources
    • Employee Benefit University >
      • Group Life Insurance
      • Group Disability Insurance
      • Long Term Care
      • Health and Dental
    • Our Partners
    • FAQ
  • Contact